DATED: February 2025

https://www.ronghan.com/ is a website operated by Ronghan (“we”). We have different entities worldwide and are subject to various regulatory authorities. As follows (non - exhaustive):

Regulated by the UK Financial Conduct Authority as an electronic money institution (EMI).

Regulated by the Hong Kong Customs and Excise Department as a money service operator (MSO).

Registered as Payment Facilitator of Mastercard: https://www.mastercard.us/en-us/business/overview/start-accepting/payment-facilitators.html.

Registered with FINCEN for Money Service Business (MSB), No.：31000259667650.

By accessing and utilizing our website, you acknowledge that you have read, understood, and agreed to abide by these Terms of Use. Should you not consent to these terms, you are prohibited from using our site.

We suggest printing a copy of these Terms of Use for your future reference.

These Terms of Use outline the manner in which we collect, store, disclose, and utilize the personal information that we gather from you. The use of our website encompasses accessing, browsing, or registering to utilize our site. Please review terms meticulously before you begin using our website. Your use of our website signifies your acceptance of these terms and your agreement to comply with them.

The content provided on this website is intended for general information purposes only. We strive to ensure that the information published on our site is current and accurate, but we do not make any representations or warranties, whether express or implied, concerning the completeness, accuracy, reliability, suitability, or availability of the website or the information, products, services, or related graphics contained on the website for any specific purpose. Any reliance you place on such information is entirely at your own risk.

If you select, or are assigned, a user identification code, password, or any other security information as part of our security protocols, you are obligated to keep such information confidential. You are strictly prohibited from sharing this information with any third parties.

We reserve the right to deactivate any user identification code or password, whether it was chosen by you or assigned by us, at any time and at our sole discretion, should we reasonably believe that you have not adhered to any part of these Terms of Use.

In the event that you become aware or suspect that any individual other than yourself has knowledge of your user identification code or password, you must immediately inform us by sending an email to legaldepartment@onerway.com. Please ensure that the subject line of your email clearly states 'Website Terms of Use – Password issues' to facilitate prompt attention to your matter.

In addition to these Terms of Use, the following policies also govern your interaction with our website:

This document outlines the terms under which we process any personal data collected from you or provided by you. By using our website, you acknowledge and agree to this processing, and you affirm that all data you provide is accurate and complete.

This policy provides detailed information about the cookies used on our website. It explains how cookies are utilized to enhance your browsing experience and how you can manage your cookie preferences.

Your continued use of our website constitutes your acceptance of these additional policies and your assurance that all information you supply is truthful and precise. We encourage you to review these policies thoroughly to understand our practices and your rights regarding your personal data and cookie usage.

We may revise these terms of use at any time by amending this page. Please check this page from time to time to take notice of any changes we made, as they are binding on you.

To the fullest extent permitted by applicable law, we disclaim all conditions, warranties, representations, or other terms that might apply to our website or any content on it, whether express or implied.

Nothing in these Terms of Use shall exclude or limit our liability for:

Death or personal injury resulting from our negligence.

Fraud or fraudulent misrepresentation.

Any other liability that cannot be excluded or limited under applicable laws and regulations.

We shall not be liable to any user for any loss or damage whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising from or in connection with:

The use of, or inability to use, our website.

The use of or reliance on any content displayed on our website.

For consumer users:

Our website is provided solely for domestic and private use. You agree not to use our website for any commercial or business purposes. We accept no liability for any loss of profit, loss of business, business interruption, or loss of business opportunity.

For business users:

We will not be liable for:

Loss of profits, sales, business, or revenue.

Business interruption.

Loss of anticipated savings.

Loss of business opportunity, goodwill, or reputation.

Any indirect or consequential loss or damage.

We will not be responsible for any loss or damage caused by:

A virus, distributed denial - of - service attack, or other technologically harmful material that may infect your computer equipment, programs, data, or other proprietary material due to your use of our website or the downloading of any content on it, or on any website linked to it.

We do not assume any responsibility for the content of websites linked to our website. Such links should not be construed as endorsements by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

Different limitations and exclusions of liability will apply to liability arising from the supply of any goods by us to you, as detailed in our Merchant Service Agreement.

You must not:

Misuse the site by knowingly introducing viruses, Trojans, worms, bots, logic bombs or any other malicious software.

Attempt to gain unauthorised access to the site, the server on which our site is stored or any server, computer or database connected to the Site.

We do not guarantee that the site will be secure or free from bugs or viruses. It is your responsibility to ensure you have up - to - date and effective anti - virus and anti - malware software on your phone, tablet, computer, server, network infrastructure or any other device through which you transact with us. If you believe any device through which you transact with us has been infected by any malicious software, you must notify us immediately by calling us.

To contact us in relation to these terms of use, please email legaldepartment@onerway.com stating in the subject matter of your email ‘Question re Website Terms of Use’.

Thank you for visiting our website.